Salary to Hourly Calculator: Convert Pay and Take-Home

To convert an annual salary to an hourly wage, divide it by 2,080, the number of paid hours in a year of 40-hour weeks (40 × 52). A $60,000 salary is $28.85 an hour, and $30 an hour is $62,400 a year. To go from hourly to salary, multiply the rate by 2,080, or by your own weekly hours × 52. After federal income tax and FICA, a single filer with no state income tax keeps about $50,390 of a $60,000 salary in 2026, or $1,938 every two weeks.

The calculator converts in either direction, splits the result into weekly, biweekly, semimonthly and monthly pay, adds overtime for hourly workers, and estimates what reaches your bank account. If you already know your salary and only want a detailed paycheck, the paycheck after tax calculator itemizes every deduction per check.

The calculator is for informational purposes only. Its results are estimates based on 2026 federal tax tables and the inputs you enter, not payroll or tax advice, and your employer's actual pay and withholding can differ.

How to convert salary to hourly: the 2,080-hour formula

A full-time year has 52 weeks of 40 hours, which is 2,080 paid hours. Every salary-to-hourly conversion is a variation on that:

Hourly rate = annual salary ÷ (hours per week × paid weeks per year)

Annual salary = hourly rate × hours per week × paid weeks per year

Paid weeks means the weeks your pay covers, including paid vacation and holidays. A salaried employee with three weeks of paid vacation is still paid for 52 weeks, so the divisor stays 2,080. Only unpaid time off shrinks it.

Once you have the annual figure, each pay period is a simple division:

Biweekly and semimonthly are not the same thing: 26 checks a year versus 24, so a semimonthly check is about 8% larger for the same salary. A 52-week year is 364 days, so the calendar drifts by a day each year (two in a leap year), and every so often a biweekly employer has a year with 27 paydays. Salaried employers handle that either by paying a smaller amount per check that year or by paying an extra check; ask payroll which one yours does.

Federal civilian employees use a different divisor. By law, an hourly rate for federal pay is the annual rate divided by 2,087 (5 U.S.C. § 5504(b)), which reflects the average number of weekday hours in a year. That makes a federal hourly rate a little lower than the 2,080 method: a $60,000 federal salary is $28.75 an hour (60,000 ÷ 2,087) rather than $28.85.

Salary to hourly conversion table: $30,000 to $200,000

Hourly rates assume 52 paid weeks. The take-home column is a 2026 estimate for a single filer in a state with no wage income tax, with the standard deduction and no pre-tax benefits, and comes from the same math the calculator uses.

The share you keep falls as pay rises, from about 88% at $30,000 to about 74% at $200,000, because more of each extra dollar lands in the 22% and 24% federal brackets. Add your state's income tax on top for a real figure; the calculator does that when you pick a state.

Hourly to salary conversion table: $15 to $75 an hour

Same assumptions: 40 hours a week, 52 paid weeks, no overtime, single filer, no state wage tax, 2026 tables.

A shortcut that works for a 40-hour, 52-week job: double the hourly rate and add three zeros to get an approximate salary ($30 → about $60,000), then add 4% for the exact figure ($62,400). In the other direction, halve the salary and drop three zeros ($60,000 → about $30), then subtract about 4% ($28.85).

How much is $60,000 a year per hour, after taxes?

Gross conversion. $60,000 ÷ 2,080 = $28.846, so $28.85 an hour. Weekly pay is $60,000 ÷ 52 = $1,153.85, biweekly is $60,000 ÷ 26 = $2,307.69, and monthly is $5,000.

Federal income tax. The 2026 standard deduction for a single filer is $16,100 (Rev. Proc. 2025-32), so taxable income is $60,000 − $16,100 = $43,900. The first $12,400 is taxed at 10% ($1,240) and the next $31,500 at 12% ($3,780), for $5,020 of federal income tax.

FICA. Social Security is 6.2% of wages and Medicare is 1.45% (IRS Topic 751): $3,720 + $870 = $4,590.

Take-home. $60,000 − $5,020 − $4,590 = $50,390 a year, $1,938.08 per biweekly check, or $24.23 per paid hour ($50,390 ÷ 2,080). In a state with an income tax, subtract that as well: a flat 4% state tax on the full $60,000 would take another $2,400.

How much is $30 an hour a year, after taxes?

Gross conversion. $30 × 40 hours = $1,200 a week; × 52 weeks = $62,400 a year; ÷ 12 = $5,200 a month.

Federal income tax. $62,400 − $16,100 = $46,300 taxable. $12,400 × 10% = $1,240, plus $33,900 × 12% = $4,068, for $5,308.

FICA. $62,400 × 7.65% = $4,773.60.

Take-home. $62,400 − $5,308 − $4,773.60 = $52,318.40 a year, about $2,012 every two weeks, or $25.15 for each $30 hour. Hourly workers rarely work exactly 2,080 hours, so if your hours vary, enter your average weekly hours and the weeks you are actually paid for.

Part-time, 37.5-hour weeks and seasonal jobs

The 2,080 divisor only fits a 40-hour, year-round job. Change the hours or weeks in the calculator when yours differ:

• 37.5-hour week (common where lunch is unpaid): 37.5 × 52 = 1,950 paid hours. A $60,000 salary is $60,000 ÷ 1,950 = $30.77 an hour, about $1.92 more than the 40-hour figure.
• 35-hour week: 35 × 52 = 1,820 hours, so $60,000 is $32.97 an hour.
• Part-time, 20 hours at $20: $20 × 20 × 52 = $20,800 a year. Taxable income is $20,800 − $16,100 = $4,700, so federal tax is $470 (10%); FICA is $1,591.20; take-home is about $18,739.
• Pay that covers fewer weeks: a $52,000 salary paid for 40 weeks of 40-hour work (a school-year contract, for example) is $52,000 ÷ 1,600 = $32.50 an hour. Enter 40 paid weeks to see it. Leave the pay frequency matching how often you are actually paid.
• Paid vacation: it does not change your hourly rate, but it does change what you earn per hour you actually work. With three weeks of paid time off on a $60,000 salary, you work 49 × 40 = 1,960 hours, so you earn $30.61 per hour worked. The calculator shows this when you enter paid time off.

Overtime: how hourly pay turns into more than 2,080 hours

Under the Fair Labor Standards Act, a non-exempt employee must be paid at least one and a half times the regular rate for every hour over 40 in a workweek (29 U.S.C. § 207(a)). The Department of Labor's Fact Sheet #23 adds the details that trip people up: the workweek is a fixed, recurring 168-hour period; federal law does not require extra pay for weekends, holidays or days over 8 hours as such; and hours cannot be averaged across two weeks, so 30 hours one week and 50 the next still means 10 overtime hours. Some states do require daily overtime, so a state rule can add to the federal minimum.

The calculator treats any hours over 40 in "hours per week" as overtime, and the overtime field adds more hours at 1.5× in each week you work. Overtime is not earned during paid vacation weeks.

Worked example. $25 an hour, 40 regular hours, 5 overtime hours a week, 52 paid weeks including 2 weeks of paid vacation:

• Regular pay: $25 × 40 × 52 = $52,000.
• Overtime: $37.50 × 5 hours × 50 worked weeks = $9,375.
• Gross: $61,375, which converts to $29.51 for each of the 2,080 paid hours or $27.28 for each of the 2,250 hours actually worked.

A fixed salary does not cover overtime for a non-exempt employee either. In the DOL's own example, a $405 weekly salary for a 45-hour week makes the regular rate $405 ÷ 45 = $9.00, and the employer owes an extra half-rate of $4.50 for each of the 5 overtime hours, $22.50 more for that week.

The no-tax-on-overtime deduction

For tax years 2025 through 2028, you can deduct "qualified overtime compensation": only the FLSA-required premium, the half in time-and-a-half, up to $12,500 a year ($25,000 on a joint return). The deduction shrinks by $100 for each $1,000 of modified AGI over $150,000 ($300,000 joint), and married couples must file jointly to take it (26 U.S.C. § 225). It lowers federal income tax only; Social Security and Medicare still apply to every overtime dollar.

In the example above, the premium is $12.50 × 5 × 50 = $3,125. At the 12% bracket that deduction is worth $3,125 × 12% = $375 when you file. The calculator shows that saving separately because employers may not adjust withholding for it. For the full rules, including how to find the qualified amount on your W-2, use the no tax on overtime calculator.

Exempt vs non-exempt: does a salary mean no overtime?

Being paid a salary is not the same as being exempt from overtime. To be exempt as an executive, administrative or professional employee, you generally must be paid on a salary basis, at or above a minimum salary level, and do work that meets the duties test for that exemption. The Department of Labor currently lists the standard salary level as $684 a week, equivalent to $35,568 a year, and the highly compensated employee level as $107,432 a year, including at least $684 a week on a salary basis (DOL, salary levels).

A 2024 DOL rule would have raised those thresholds, but it never fully took effect. A federal court in the Eastern District of Texas vacated it on November 15, 2024 (Texas v. U.S. Department of Labor), and the Northern District of Texas did the same on December 30, 2024 (Flint Avenue, LLC v. U.S. Department of Labor). After the appeals were dismissed in May 2026, the DOL published a rule, effective May 15, 2026, that removed the 2024 text and restored the earlier regulations (Federal Register, May 15, 2026). Several states set higher salary thresholds for exemption under their own laws, so check your state labor department as well.

Why it matters for conversion: an exempt employee's salary is fixed however many hours they work, so long weeks dilute the real hourly rate. A $40,000 exempt salary is $19.23 an hour at 40 hours a week but only $15.38 at 50 hours ($40,000 ÷ 2,600). If you are weighing an exempt salaried offer against an hourly one, enter the hours you expect to work, not the nominal 40. If the same job were non-exempt at $19.23 an hour, those 10 extra hours a week would add $19.23 × 1.5 × 10 × 52 = $14,999 a year.

Why your take-home pay is less than the hourly math

The hourly and salary figures are gross pay. Four things come out before you see it:

1. Federal income tax. Only income above the standard deduction ($16,100 single, $32,200 married filing jointly in 2026) is taxed, at rising bracket rates of 10%, 12%, 22% and up. Your top bracket is not your average rate: on $60,000 the top rate is 12% but federal tax is 8.4% of gross. The federal tax bracket calculator shows how much of your income falls in each bracket.
2. Social Security, 6.2% of wages up to the 2026 wage base of $184,500 (SSA 2026 COLA fact sheet). Above that, it stops for the rest of the year, which is why take-home per dollar rises slightly for high earners late in the year.
3. Medicare, 1.45% of all wages, plus 0.9% Additional Medicare tax that employers withhold on wages over $200,000.
4. State and local income tax, from zero in states such as Texas and Florida to several percent elsewhere.

Withholding is an estimate of the tax, not the tax itself. Your W-4 choices, a second job or a working spouse can make your paychecks smaller or larger than the calculator's annual estimate, with the difference settled when you file. The tax withholding calculator checks whether your current W-4 is on track. Bonuses and commissions paid separately are often withheld at a flat 22% as supplemental wages (IRS Publication 15), which can look like a higher tax rate than your regular checks; the bonus tax calculator shows the withholding and your real tax on the bonus.

Pre-tax deductions shift the numbers too. A traditional 401(k) contribution lowers federal income tax but not Social Security or Medicare, while health premiums, HSA and FSA contributions taken through payroll lower both. Enter them in the calculator to see the effect. The guide on how to calculate your paycheck after taxes walks through each line of a pay stub.

1099 contractor rate vs W-2 salary

An hourly rate as a 1099 contractor is not comparable with the same rate on a W-2. Three gaps explain most of the difference:

• Self-employment tax. An employer pays half of Social Security and Medicare for you (7.65% on top of your 7.65%). A contractor pays both halves as self-employment tax: 12.4% for Social Security plus 2.9% for Medicare, generally on 92.35% of net earnings, with half of the tax deductible (IRS Topic 554).
• Unpaid time. A W-2 salary pays for holidays and vacation; a contractor bills only the hours worked, and some hours go to unbilled admin and finding work.
• Benefits. Employer health coverage, retirement matches and paid leave have to be bought or self-funded.

Worked example. A $75,000 W-2 salary costs the employee $75,000 × 7.65% = $5,737.50 of FICA. A contractor with $75,000 of net profit owes $75,000 × 92.35% × 15.3% = $10,597.16 of self-employment tax, $4,859.66 more. To net the same $75,000 of pay after that extra tax over 1,800 billable hours (45 weeks of 40 hours), the contractor needs ($75,000 + $4,859.66) ÷ 1,800 = $44.37 an hour, against $36.06 an hour for the salaried employee, before counting benefits or the small income-tax saving from deducting half the self-employment tax. The 1099 tax calculator works out self-employment tax, income tax and quarterly estimates for a contractor's actual numbers.

How to read the calculator's results

• Hourly equivalent or annual gross: the headline conversion, with the paid hours it used.
• Pay-period table: gross and take-home per week, two weeks, half-month and month. Each row spreads the year's pay evenly, so a week with overtime will pay more than the weekly row and a week without will pay less.
• Hours and overtime: shown when you enter overtime or paid time off. "Per hour worked" divides pay by the hours you actually work, which is the fairest way to compare two offers with different schedules or vacation.
• Where the money goes: federal income tax with the 2026 standard deduction and no credits, Social Security, Medicare and state tax. In graduated-tax states the default uses the state's top rate, which overstates tax for most people; enter your own rate for a closer figure.
• Overtime deduction: shown for hourly pay with FLSA overtime, as a separate saving at filing.

The estimate leaves out tax credits such as the child tax credit, itemized deductions, local income taxes, state disability insurance and union dues. For a two-earner household or a mid-year job change, treat the result as a starting point rather than a forecast of your exact paycheck.