The Money Pocket

Terms of Use

Last updated: August 25, 2026

Effective Date: August 25, 2026

Acceptance of Terms

By accessing The Money Pocket website ("we," "our," "us," or "the Website"), published by Kevin Valopouloss, you agree to these Terms of Use. If you do not agree, do not use the site.

Description of Service

The Money Pocket provides free online financial calculators and educational articles. Topics include taxes, loans, investments, retirement, and related money decisions. Some pages, and the site footer, offer an optional email form for updates when those rules or calculators change. That is optional, never required to see results, and is described in our Privacy Policy.

Important Financial Disclaimers

Not financial advice

The calculators, tools, and information on this Website are for educational and informational purposes only. They are not financial, investment, tax, legal, or other professional advice. Do not treat them as a substitute for advice from a qualified professional who knows your situation.

Calculation accuracy

We work to keep calculators current, but we do not warrant that any result is complete, accurate, or applicable to you. Tax law, rates, and personal facts change. Always verify against official sources and your own records.

No guarantee of results

Outputs are estimates based on the numbers you enter and the model's assumptions. Actual tax, loan, or investment outcomes can differ.

Your responsibility

You are responsible for checking results, understanding each tool's limits, and getting professional help before you act.

Acceptable Use

You may use the Website for personal planning, education, and research.

You may not:

  • Attempt to reverse engineer or copy calculator algorithms except as allowed by law
  • Submit false or harmful information
  • Overwhelm the site with automated scraping that degrades service
  • Violate applicable law
  • Interfere with security or other users

Embedding calculators

We provide an official embed for many calculators (the embed button on a tool page, or /embed/tools/... and embed.js). You may iframe those official embed URLs on other sites, with attribution to The Money Pocket, as long as you do not misrepresent the results as professional advice or wrap the embed in a way that hides our branding or intercepts user data.

Do not hotlink or clone calculator pages outside the official embed.

Intellectual Property

Site content, including calculators, text, and branding, is owned by The Money Pocket, published by Kevin Valopouloss, or its licensors. The limited license above does not transfer ownership.

Third-Party Services

The Website uses Google AdSense and analytics as described in the Privacy Policy. Some pages include affiliate links to third-party financial products; if you sign up through those links, we may earn a commission at no extra cost to you. Those links are marked as sponsored. External links are not under our control.

Limitation of Liability

THE WEBSITE AND ALL CALCULATORS AND INFORMATION ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR FINANCIAL LOSSES FROM DECISIONS BASED ON CALCULATOR OUTPUT. OUR TOTAL LIABILITY TO YOU WILL NOT EXCEED $100.

Indemnification

You agree to indemnify The Money Pocket from claims arising from your use of the Website, your violation of these Terms, or decisions you make based on the information here.

Privacy

Our Privacy Policy explains how we handle email, analytics, and ads.

Changes

We may update these Terms by posting a new version with a revised effective date. Continued use after a change means you accept the new Terms. We may modify or discontinue parts of the service without notice.

Termination

We may suspend access if you breach these Terms.

Governing Law

These Terms are governed by the laws of the United States, without regard to conflict-of-law rules. Courts in the United States have exclusive jurisdiction over disputes, except where consumer-protection law in your country requires otherwise.

Severability and entire agreement

If a provision is unenforceable, the rest remains in effect. These Terms are the entire agreement for use of the Website.

Contact

Publisher: Kevin Valopouloss

Email: [email protected]

Website: https://www.themoneypocket.com

© 2026 The Money Pocket. Published by Kevin Valopouloss. For information only — not tax, legal, or investment advice.