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Free · Printable checklist

Know which projects need a permit — before you start

A one-page checklist of common home projects, typical permit and inspection fee ranges, and the inspection sequence most cities follow.

  • Which projects usually need a permit (and which don’t)
  • Typical permit and inspection fee ranges
  • The inspection order: rough-in to final
  • Questions to ask your building department

It unlocks right here on the page — we don’t send emails. The Money Pocket (IZ Labs Kft.) stores your address and never sells it. Privacy policy.

Building Permit Cost Calculator

Free building permit cost calculator. Estimate permit fees, plan review, inspections, trade permits, and local cost factors before starting a construction or remodeling project.

Permit & Inspection Cost

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Building Permit Cost Inputs

Use higher-cost for large cities or strict permitting areas.

Labor + materials estimate.

Approximate square footage affected by the project.

Optional Fee Assumptions

Include plan review

Common for larger, structural, or commercial projects.

Include standard inspections

Some cities include inspections in the permit; others charge separately.

Include trade permits

Electrical, plumbing, mechanical, gas, or related permits.

Include reinspection allowance

Useful if corrections or missed inspections are possible.

Include expedited review

Some jurisdictions charge extra for faster review.

Calculator note

This is a planning estimate. Real permit fees depend on your city, county, project scope, valuation method, inspection rules, and local fee schedule.

On this page
  1. What the building permit estimate includes
  2. The four project types
  3. Inputs, explained
  4. How the building permit math works
  5. Worked examples with real city comparisons
  6. How to read your result
  7. When to turn on the optional lines
  8. Budgeting for extensions and renewals
  9. What the estimate leaves out
  10. Related guides and calculators

Choose your project type, enter the construction value and the area of work, and set your location and complexity. The calculator returns a planning range for the building permit, plan review, inspections, and related trade permits.

This calculator is for informational purposes only. It produces estimates, not a fee quote, and your building department's published schedule and valuation determine the real fee.

What the building permit estimate includes

LineDefaultCalculation
Base permit estimateAlwaysBase fee + share of project value + rate per sq ft of work
Plan review allowanceOn15% of the low base to 35% of the high base
Inspection allowanceOn$75–$300 × location factor
Related trade permitsOn$100–$750 × location factor
Reinspection allowanceOff$75–$250 × location factor
Expedited reviewOff25% of the low base to 60% of the high base

The four project types

OptionTypical projectsBaseShare of valuePer sq ft
Minor residential remodelBathroom refresh with new fixtures, window replacement, small interior changes$75–$2500.4%–1.2%$0.05–$0.25
Major residential remodelKitchen with relocated plumbing, wall removal, whole-floor renovation$200–$7500.6%–1.8%$0.08–$0.35
Addition / structural workRoom additions, second stories, garage conversions, foundation repair$350–$1,2000.8%–2.5%$0.15–$0.65
Commercial tenant improvementOffice, retail, or restaurant build-outs in an existing building$500–$2,5001.0%–3.0%$0.20–$1.10

Inputs, explained

Location cost level. Small town (0.8), typical city or county (1.0), or higher-cost metro / strict review (1.35). A metro that charges plan review at 80% to 100% of the permit fee, like Phoenix or Seattle, belongs in the high tier.

Estimated project value. Labor plus materials for all permitted work, including the contractor's overhead and profit. Many cities replace your figure with their own if it is higher; Denver, Phoenix, and Seattle all reference ICC building valuation data.

Project size. The square footage of work. For a bathroom, that may be 60 sq ft; for an addition, the new floor area.

Complexity. Simple (0.85) for repetitive, prescriptive work. Standard (1.0) for most projects. Complex (1.35) for engineered structures, hillside sites, historic districts, or mixed-use buildings.

How the building permit math works

Base low = base minimum + (value × low rate) + (sq ft × low rate)

Base high = base maximum + (value × high rate) + (sq ft × high rate)

Both are multiplied by location × complexity. Plan review and expedited review are percentages of the base; inspections, trade permits, and reinspections are fixed ranges multiplied by location only. The final range is the sum of the lines you have switched on.

Worked examples with real city comparisons

Example 1: a $20,000 bathroom remodel

Minor residential remodel, 200 sq ft, typical city, standard, defaults on.

  • Base low: $75 + ($20,000 × 0.004 = $80) + (200 × $0.05 = $10) = $165
  • Base high: $250 + ($20,000 × 0.012 = $240) + (200 × $0.25 = $50) = $540
  • Plan review $25–$189, inspections $75–$300, trade permits $100–$750
  • Total: about $365 to $1,779

Real building permit plus plan review for $20,000 of work:

CityCalculationTotal
Denver$35 + 18 × $8 = $179, + 50% plan review$268.50
Los Angeles (code base)$40 + 200 × $1.25 = $290, + 90% plan check$551
Phoenix$303 + 10 × $10 = $403, + 100% plan review$806
Seattle$325 + 190 × $1.60 = $629, × 2 for plan review, + 5%$1,320.90

Each of these is the building permit only; trade permits are extra in Denver and Seattle. Sources: Denver, LAMC Table 1-A (base amounts adjusted for inflation each July 1), Phoenix (eff. Jan. 20, 2026), Seattle (eff. Jan. 1, 2026).

Example 2: a $150,000 addition in a high-cost metro

Addition / structural work, 500 sq ft, higher-cost metro, standard, defaults on.

  • Raw base: $350 + $1,200 + $75 = $1,625 low; $1,200 + $3,750 + $325 = $5,275 high
  • × 1.35 = $2,194 to $7,121
  • Plan review $329–$2,492, inspections $101–$405, trade permits $135–$1,013
  • Total: about $2,759 to $11,031

Real building permit plus plan review for $150,000:

CityCalculationTotal
Denver$770 + 50 × $5.60 = $1,050, + 50%$1,575
Los Angeles (code base)$395 + 150 × $3.50 = $920, + 90%$1,748
Phoenix$703 + 100 × $9 = $1,603, + 80%$2,885.40
Seattle$1,821.50 + 50 × $7.75 = $2,209, × 2, + 5%$4,638.90

Square-foot systems are different again. In unincorporated Miami-Dade County, the same 500 sq ft addition is 500 × $0.985 = $492.50 before surcharges (IO 4-63, effective October 1, 2026).

Example 3: a $200,000 commercial tenant improvement

Commercial TI, 2,500 sq ft, typical city, standard, defaults plus reinspection.

  • Base low: $500 + $2,000 + $500 = $3,000; high: $2,500 + $6,000 + $2,750 = $11,250
  • Plan review $450–$3,937, inspections $75–$300, trade permits $100–$750, reinspection $75–$250
  • Total: about $3,700 to $16,488

For comparison, Denver's Table 1 gives $770 + (100 × $5.60) = $1,330, plus 50% plan review, $1,995; Phoenix's Table A permit fee alone is $2,053 at $200,000. Commercial projects also commonly add fire department review, health department review for food service, and accessibility review, which is why the high end runs well above the building permit alone.

How to read your result

  • Low end: valuation cities with modest plan review (like Denver's 50%), or small towns charging by square foot.
  • Middle: cities with plan review at 80% to 100% of the permit fee.
  • High end: strict metros with full plan review plus percentage surcharges, or complex projects with multiple review disciplines.

If your city publishes a valuation table, you can replace the base and plan review lines with the exact figure and keep the trade, inspection, and reinspection lines as allowances.

Free · Printable checklist

Know which projects need a permit — before you start

A one-page checklist of common home projects, typical permit and inspection fee ranges, and the inspection sequence most cities follow.

  • Which projects usually need a permit (and which don’t)
  • Typical permit and inspection fee ranges
  • The inspection order: rough-in to final
  • Questions to ask your building department

It unlocks right here on the page — we don’t send emails. The Money Pocket (IZ Labs Kft.) stores your address and never sells it. Privacy policy.

When to turn on the optional lines

Reinspection. For additions and major remodels, there are many inspection stages (foundation, rough trades, framing, insulation, final). One missed stage can cost a reinspection fee: $195 in Phoenix, $146 in Seattle, $83.85 for residential work in Austin.

Expedited review. Phoenix charges three times the basic plan review fee for expedited review; Austin charges $1,555.94 per hour for expedited residential review. Turn it on only if your timeline justifies it.

Trade permits off. If your city's building permit covers electrical, plumbing, and mechanical work, as Los Angeles's combined building-mechanical permit does for one- and two-family homes, switch it off to avoid double counting.

Budgeting for extensions and renewals

Long projects can pay for the same permit twice. The model IRC R105.5 voids a permit if work does not start within 180 days of issuance or if more than 180 days pass between inspections, and allows written extensions of up to 180 days at a time. Cities attach fees to that process:

CityValidity ruleCost to extend or renew
PhoenixSet in the city's administrative codeOne-time extension: 50% of the current permit fee
SeattleSet in the city's codeRenewal: 1.5 × the $292 base fee = $438
Chicago (2022 code excerpt)Suspended if no inspection within 180 days; void if work not started in 540 days25% of the original permit fee per 180-day period
DenverMay be voided after 60 days without work or inspection requestsReapplication if voided
Los AngelesValid two years; expires if work is not started or is suspended for 12 monthsCheck with LADBS

Chicago's figures come from the city's posted permit fee ordinance excerpts, which the city marks unofficial. If your project might pause, for example over a winter or while financing closes, add an extension allowance equal to half the base permit estimate. Requesting inspections regularly is the cheapest way to keep a permit alive.

What the estimate leaves out

  • Impact fees, school fees, and utility connection charges on new floor area
  • Zoning, variance, or design review fees
  • State surcharges where they apply (Washington adds $6.50 per residential permit; Florida adds 1% and 1.5% surcharges)
  • Engineering, surveys, and energy calculations
  • Certificate of occupancy fees in towns that charge them separately

The building permit cost guide explains valuation tables, exemptions, and penalties in more detail, and the construction permit cost guide covers the full fee stack on a new home. For specific projects, use the deck, basement, or electrical permit calculators. Inspection and reinspection costs are covered in building inspection costs.

Frequently asked questions

Which project type should I choose for a kitchen remodel?
Choose 'Minor residential remodel' for cosmetic updates with a few new outlets, and 'Major residential remodel' if you move walls, plumbing, or gas lines. Structural changes that add floor area belong under 'Addition / structural work'.
What square footage should I enter?
Enter the area of work: the remodeled rooms, or the new floor area of an addition. For a commercial tenant improvement, enter the tenant space being altered.
Why are trade permits switched on by default?
Most remodels and additions touch electrical, plumbing, or mechanical systems, and many cities bill those as separate permits. Turn the switch off if your city's building permit covers all trades.
Can I use this for a new house?
Use 'Addition / structural work' as an approximation, but new homes also carry impact fees, utility connection charges, and certificate of occupancy fees that this tool does not estimate.
The full guideBuilding Permit Cost: What Permits Cost and How Fees WorkBuilding permit fees for $15,000, $50,000, and $100,000 projects in Denver, Phoenix, Seattle, and Los Angeles, plus square-foot cities and penalties.

How we build our calculators

Formulas follow the published IRS, Treasury, or agency rules cited on the page, and run entirely in your browser — we never see the numbers you type. Results are estimates for informational purposes only and are not tax, legal, or investment advice. Editorial standards.

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See the Permit & Inspection Cost hub →

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