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Your place to learn about personal finance
The Money Pocket offers expert tools, calculators, and guides to help you master personal finance, optimize your investments, and achieve financial independence. Explore actionable strategies for saving, investing, and managing your money with confidence.
Our Tools
Tools to help you manage your finances
401(k) Rollover Calculator - Compare Your Options & Maximize Retirement
Free 401(k) rollover calculator comparing traditional IRA, Roth conversion, and cash-out options. Calculate taxes, penalties, and long-term growth to make the best decision.
Amortized Loan Calculator - Mortgage & Loan Payment Calculator
Free amortized loan calculator with payment schedules, extra payment analysis, and comprehensive loan breakdown. Perfect for mortgages, auto loans, and personal loans.
Backdoor Roth IRA Calculator - High Income Retirement Strategy
Free backdoor Roth IRA calculator for high earners above income limits. Calculate pro-rata rule impact, tax consequences, and long-term benefits of this advanced strategy.
Charitable Remainder Trust Calculator - CRT Tax & Income Analysis
Free CRT calculator for charitable remainder trusts. Calculate CRUT vs CRAT benefits, tax deductions, income streams, and estate planning strategies.
Crypto DCA Calculator - Dollar-Cost Averaging Strategy Analysis
Free cryptocurrency DCA calculator to analyze dollar-cost averaging strategies. Calculate Bitcoin, Ethereum returns with volatility and risk analysis.
Estate Tax Calculator - Federal & State Estate Tax Planning Tool
Free estate tax calculator for 2025. Calculate federal and state estate taxes, GST tax, and explore strategies to minimize taxes on wealth transfer.
HSA Calculator - Triple Tax Advantage Health Savings Account Analysis
Free HSA calculator showing triple tax benefits, investment growth, and retirement healthcare planning. Compare HSA vs traditional savings with detailed tax advantage analysis.
Loan Affordability Calculator - Can You Afford That Loan?
Free loan affordability calculator to check if you can afford a specific loan amount. Calculate maximum loan amounts, required income, and get detailed affordability analysis with DTI ratios.
Mortgage Refinance Calculator - Should You Refinance Analysis
Free mortgage refinance calculator with break-even analysis. Calculate refinancing savings, closing costs, and determine if refinancing makes financial sense.
NIIT Calculator - Net Investment Income Tax Planning Tool
Free NIIT calculator for 3.8% surtax analysis. Calculate Net Investment Income Tax liability and discover strategies to reduce high-income investment taxes.
Opportunity Zone Calculator - QOZ Tax Benefits Analysis
Free Opportunity Zone calculator for 3-tier tax benefits. Calculate QOZ investment tax savings, deferral, step-up basis, and gain elimination strategies.
Private Placement Life Insurance Calculator - PPLI Tax & Estate Benefits
Free PPLI calculator for private placement life insurance. Calculate tax-free growth, death benefits, and estate planning advantages for ultra-high-net-worth individuals.
QSBS Calculator - Qualified Small Business Stock Tax Exclusion
Free QSBS calculator for Section 1202 tax exclusion analysis. Calculate potential tax savings up to $10M on qualified small business stock sales.
REIT Investment Calculator - Real Estate Investment Trust Analysis
Free REIT calculator to analyze dividend income, tax implications, and total returns. Compare REIT types and optimize your real estate investment strategy.
Solo 401(k) Calculator - Self-Employed Retirement Planning Tool
Free Solo 401(k) calculator for self-employed individuals and business owners. Calculate maximum contributions, tax savings, and retirement projections for 2025.